Do you want to know what's worse than an actual hangover (okay, maybe that can be debated) - a spending hangover. We've all done it before - gone a little overboard with spending. Maybe we were in a mood or it was too good of a deal to pass up. It often happens around the Holidays - the feeling where you know you've spent too much and ki[...]
At this time of year, spending is no doubt on the rise. Have you ever caught yourself up in the feeling of a spending hangover - when you've spent too much and finally feel the full realm of it? Whether you're reading this at the time of the holidays, or at some other point in the year - the same principles apply. Before you splurge, the[...]
There are all times in our life when we've procrastinated - sometimes it's benefitted us, sometimes it's slowed our progress significantly. However, there are some things we procrastinate that we don't realize have a profound effect on our lives -- procrastinating paying off our debts is one of them. Below I'm going to walk you through w[...]
Whether you've been working like a dog (OT baby!), been through a hell of a week (or month, or YEAR) or just need a little pick me up, often when we think of treating ourselves we think of splurging to the MAX. While this may feel good in the moment (and cross another big ticket item off of your wish list), this may not be getting you an[...]
[lmt-post-modified-info] Did you sit down to do your taxes this year and have an oh moment. An 'oh, I made X amount of money and I really don't have much to show for it?' If I had a dollar for every time myself or someone else said this, then I would be rich. A lot of the times, it's not the big ticket purchases that get u[...]
[lmt-post-modified-info] The truth is, school will teach you a lot. What I found frustrating was that they didn't seem to teach things such as budgeting, banking, or anything of the sort. There was no fundamental structure for understanding what to do with your paycheques. This leaves us to rely on our friends and families[...]